Umbrella Company in Poland
— invoice clients in 24h,
no own business needed
Freedom Business Area (FBA) becomes your legal employer of record, complete with a dedicated accountant and registered office address, so you can accept international payments with taxes from 0.6 % up to 9.6 %, enjoy zero admin overhead — no office rent and no in‑house accountant needed.
↑ Start saving up to 3 152 zł every month
WHYWhy freelancers chhose FBA?
Start in 24h
Sign the digital contract and send us your first invoice – that's it.
Flat fee
*on first month
Pay a fixed monthly fee—no hidden charges—and enjoy accounting, invoicing, tax filings, legal address, and a personal manager included.
6% tax with copyright transfer
We optimise your umowa o dzieło (work contract) so you keep more cash.
Work legally & fast — 100% residence card guaranteed
Get guaranteed approval for your karta pobytu without the usual headaches. 95% of our residents get a positive decision on the first try
Multi-currency + crypto payouts
Receive funds in PLN, EUR, USD the next two-three business day.
Personal Manager replies < 30 min
Telegram, WhatsApp, Email – your choice
HOWHow the umbrella model works?
You stay independent
Choose clients, set rates, decide when and where to work.
FBA signs the contract
With your client under our fully compliant Polish entity.
We process the money & taxes
Salary, VAT, PIT, ZUS — done.
You withdraw earnings
In PLN, EUR or USD (or even crypto) the next business day
WHOWho is the umbrella company FBA.ink suitable for?
IT & digital freelancers
Bill EU clients today, skip the 6-month sole-prop setup.
Designers & creatives
Focus on projects, not invoices and ZUS paperwork.
Digital nomads
Stay nomadic while holding a compliant Polish contract for visas.
Consultants & coaches
Issue official invoices without hiring an accountant.
Foreign agencies hiring in PL
Place talent on Polish contracts in 24h without a local entity.
STEPSWhat do you need to do?
Apply online
(2 min form)
Quick and simple application process to get started with FBA.
We handle everything
We sign a B2B contract with your client, invoice them and receive the funds.
You're officially onboarded!
As soon as funds from your client reach our account, we transfer your earnings to you (usually within the next two business days).
SAVEWhy is working with FBA is better than having your own company o r sole proprietorship?
Massive Savings Compared to Running Your Own Business
| Monthly Expense | Your Own Company | FBA Umbrella Company | Your Savings |
|---|---|---|---|
| Social Insurance (ZUS) | 670-1753 PLN | 0 PLN | Save up to 1753 PLN |
| Income Tax | 12%/32% or 19% | 6% or 9.6% | Save 50%+ on taxes |
| Office Rent | ~400 PLN | 0 PLN | Save 400 PLN |
| Accounting | ~600 PLN | 0 PLN | Save 600 PLN |
| Total Costs | ~3,652 PLN | 500 PLN | Save 3,152 PLN! |
Social Insurance (ZUS)
Income Tax
Office Rent
Accounting
Total Costs
GETKeep creating — we’ll handle everything else.
Our umbrella company replaces an entire back-office team: we invoice your clients, run payroll, pay taxes, file every form, and even guide your relocation to Poland if you wish. You simply see money arrive and projects move forward. Ready for a higher income and zero admin stress? Let's talk
- Personal account manager
- Multi-currency payouts
- Registered Polish legal entity
- Real-time CRM access
- Accounting & VAT filing
- Tax optimisation advice
- Relocation & visa support
- Business mentoring
