Umbrella Company in Poland
— Work Without Registering a Business
Invoice clients legally through our company structure. Perfect for freelancers and contractors.
Are you a freelancer working with international clients? Need to issue invoices but don't want the hassle of running your own company? FBA’s umbrella solution lets you operate 100 % legally, issue professional invoices, and stay focused on your craft.We become your formal employer; you keep full control of your client relationships.
↑ Start saving up to 3 152 zł every month
WORKSHow It Works?
You find clients & set rates
Total freedom to work with anyone, set your own prices and terms.
Your client signs a B2B contract with FBA
We issue the invoices and handle all client communications.
We manage payroll & compliance
VAT, PIT, ZUS, bookkeeping — everything handled professionally.
You receive your earnings
Clean, legal income with minimal tax burden directly to your account.
PERFECTWhy Do You Need Umbrella Company?
Umbrella Company Perfect For
Freelancers on Upwork, Fiverr, or Toptal
Who need to invoice clients professionally and legally.
IT contractors
Working with foreign companies without Polish entities.
Remote workers
Employed by companies without Polish entities.
Project-based professionals
Who don't want permanent employment.
Anyone earning online
Who needs a legal structure in Poland.
You DON'T Need Umbrella Company
You need to hire employees
Umbrella companies are for individual contractors, not building teams.
You're planning business loans or investors
You'll need your own company structure for financing and investment.
You prefer traditional employment
If you want a standard job with one company, look for direct employment.
FBAWhy Choose FBA as Your Umbrella Company?
Massive Savings Compared to Running Your Own Business
| Monthly Expense | Your Own Company | FBA Umbrella Company | Your Savings |
|---|---|---|---|
| Social Insurance (ZUS) | 670-1753 PLN | 0 PLN | Save up to 1753 PLN |
| Income Tax | 12%/32% or 19% | 6% or 9.6% | Save 50%+ on taxes |
| Office Rent | ~400 PLN | 0 PLN | Save 400 PLN |
| Accounting | ~600 PLN | 0 PLN | Save 600 PLN |
| Total Costs | ~3,652 PLN | 500 PLN | Save 3,152 PLN! |
Social Insurance (ZUS)
Income Tax
Office Rent
Accounting
Total Costs
Start Working in 24 Hours
No waiting weeks for company registration. Sign our agreement today, invoice clients tomorrow.
Work with Global Clients
Invoice companies worldwide. We handle international payments and currency conversion.
100% Legal and Compliant
Your FBA contract qualifies you to apply for a Polish Blue Card; full immigration handling is available as an optional paid legal service.
USESWho Uses Our Umbrella Company?
IT Professionals
- Software developers on Upwork earning $50-150/hour
- DevOps engineers contracting with US startups
- QA specialists working with multiple clients
- Project managers coordinating remote teams
"I work with 3 different clients from the US and UK. FBA handles all the invoicing complexity while I just code."
Creative Professionals
- Graphic designers on 99designs and Behance
- Video editors working with YouTube creators
- Copywriters serving international agencies
- UX/UI designers on retainer contracts
"Finally, I can accept projects from anywhere without tax nightmares."
Educators & Consultants
- Online course creators on Udemy/Coursera
- Business consultants with global clients
- Language teachers on Preply/Cambly
- Marketing strategists and coaches
"Teaching online students from 15 countries became so much easier. FBA handles all the paperwork while I focus on creating quality courses."
Digital Nomads & Remote Workers
- Location-independent professionals
- Remote employees of foreign companies
- Freelancers traveling while working
"Working from Bali while legally employed in Poland? FBA made it possible. No stress about tax residence or visa issues."
STARTSimple Process to Get Started
Free Consultation (today)
15‑min call, tax‑savings estimate, document checklist.
Digital Agreement
Sign online; multilingual (EN/PL/UA/RU).
B2B Contract & onboarding
We sign with your client and, if required, submit your work‑permit application.
Start invoicing & get paid
Once funds arrive, we transfer your earnings within 2 business days.
GETKeep creating — we’ll handle everything else.
Yes, absolutely. Umbrella companies operate under Polish labor law using standard employment contracts (Umowa o pracę) or civil contracts (Umowa zlecenie/dzieło). This model is widely used across the EU and fully compliant with Polish regulations.
An umbrella company is a business structure that acts as an employer for contractors and freelancers. Instead of setting up your own company, you become our employee while maintaining the freedom to work with your own clients. We handle all legal, tax, and administrative responsibilities.
With your own company, you handle all administration, taxes, accounting, and compliance. With our umbrella company, we manage everything while you simply work and invoice through us. You save time, money, and avoid bureaucratic headaches.
Within 24 hours of signing our agreement, you can begin invoicing clients and operating professionally.
- Valid passport/ID & legal right to stay in Poland.
- PESEL (tax number) – we’ll help obtain one.
- Proof of address.
- Client contract.
Yes! That’s the main advantage. Work with unlimited clients simultaneously, issue as many invoices as needed.
Most clients save 2,000-3,500 PLN monthly compared to running their own business. The exact amount depends on your income level and current structure.
As soon as your client’s payment reaches our account, we process your payment within 1-2 business days.
We handle all VAT obligations. For B2B services to EU clients, we apply reverse charge mechanism (0% VAT).
Yes, we provide full support for residence permits, work permits, and Blue Card applications, It costs additionally. Our employment contract strengthens your application.
Absolutely. We regularly work with clients invoicing companies in the US, UK, Germany, Netherlands, and 40+ other countries.
You’ll have access to Polish social insurance (ZUS) benefits,if you need. We also offer discounted private insurance through Luxmed\Medicover
